Category: American Living Full Time in Brazil Helping Others
Hello my name is Bob Ritchie
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I am an American that has been living in Brazil for over 8 years now.
I have permanent residence here in Brazil and will be glad to help those people that would like to contact me and get information that i have obtained for over eight years in both living here as well as before moving into Brazil.
Brief Accomplishments,
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Thus the name Tartaruga Chale e Restaurante became the name of my first business in Brazil. I needed a place to live so I (bought my (1) First house) just down the road from my business, but it was not on the ocean. It was just about 4 months later that I (bought my (2)Second house) that was on the ocean and just a short walk up the beach from my restaurant and chales. This location with my two houses and business is called Tabatinga and being about 45 km just south of the city of
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and with a huge
lagoa or lagoon with sand dunes all around we had
All Four houses and locations where very beautiful and brought me profit to then move to the South of Brazil and to a location that I wish I knew of before stepping foot in Brazil.
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Fifth, ![]()
Sixth,
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I am setting up a web site with much in depth information about how you can live here in Brazil, and what it takes to buy a house or property as well as selling property or a house and what you need to do and watch out for.
Brief Accomplishments,
The (First property that I bought) in Rio Grande do Norte which is the north east corner of Brazil about 5 1/2 to 6 degrees south of the Equator was a Ocean Side Motel, or as they call it here in Brazil a Posada. The property had 11 chales and a Restaurant on the ocean side with Tartarugas or sea turtles that feed on the ocean bottom just out front in the waters off of my beach property.
lagoa or lagoon with sand dunes all around we had
many swim outings.![]()
All Four houses and locations where very beautiful and brought me profit to then move to the South of Brazil and to a location that I wish I knew of before stepping foot in Brazil.
Today, and with no regrets of living in Brazil with what I have learned, being that of both good and bad experiences, I now have made my home on the Island of Florianopolis in the state of
Here on the Island of Florianopolis
Four Months) I now have (bought my
and ![]()
Seventh property with
water falls and house in the mountains
Brief Accomplishments, Are not finished as I can give you much knowledge as someone who lives here and wants to help others to find their Paradise, or Dream House
or Vacation Spot,![]()
or Vacation Spot,
I am setting up a web site with much in depth information about how you can live here in Brazil, and what it takes to buy a house or property as well as selling property or a house and what you need to do and watch out for.
“For Many Quick Answers”
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Rio Grande do Norte
From the start when I moved into the north of Brazil in the state of
| Brazil: The Amnesty Law |
 By Jose SantiagoJuly 5, 2009 The President of Brazil, Luiz Inacio Lula da Silva, has sanctioned the Law Number 11.961 of July 2, 2009 which grants all foreigners who entered Brazil no later than February 1st of 2009 and are staying illegally, the possibility to request temporary residence and legalize their immigration status. Such temporary residence will be valid for a period of two years. In order for a foreigner to benefit from this new Law, he or she must have entered in Brazil under the following circumstances: illegally; or those admitted lawfully, but overstayed; and those benefited from the Law Number 9.675/90, but never concluded all the mandatory steps in order to obtain the permanent residency. The important thing is, the request for the temporary residency should be filed within 180 (one hundred eighty) days from the publication of this new Law, and the application must be directed to the Ministry of Justice. Should you need additional information, simply contact my office. Disclosure: This article is merely for informative purposes and does not constitute legal advice. The contents reflect current Legislation, which can be changed or ammended at anytime by the Brazilian Governmental Agencies at their own discretion. Jose C. Santiago DISCLOSURE: All information herein given is merely for elucidative purposes. It reflects current Legislation, which can be modified in the future. In case of questions regarding a particular case/issue, always consult with your own attorney.
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By José C. SantiagoPermanent Visas in Brazil
By José C. SantiagoChanges to Investment Visa Law
By José C. SantiagoBrazil: Myths and Facts Regarding the Investment Visa Program
By José C. Santiago8 Reasons to Invest in Brazil’s Real Estate
By José C. SantiagoThe Closing Process in Brazil
By José C. SantiagoLegal Aspects of Acquiring Real Estate in Brazil
By José C. SantiagoHow Foreign Individuals Can Invest in the Brazilian Stock Market
By José C. SantiagoNon-Resident Bank Accounts for Foreigners in Brazil
By José C. SantiagoThe Brazilian Resident Investor Program for Foreigners
By José C. SantiagoBrazil: Squatters Rights (Usucapião) – Be Aware!
By José C. SantiagoTax Information for Foreigners in Brazil Part 1
By José C. SantiagoTax Information for Foreigners in Brazil Part 2
By José C. SantiagoTax Information for Foreigners in Brazil Part 3
By José C. SantiagoTax Information for Foreigners in Brazil Part 4
By José C. SantiagoBrazil: Annual Required Procedures to Keep Your CPF Number
By José C. SantiagoLIST OF CONSULAR JURISDICTIONS IN THE UNITED STATES
By José C. SantiagoBrazil: International Money Transfers
By José C. SantiagoBrazil: The Importance of a Title Search When Buying Real Estate
By José C. SantiagoBrazil: Restrictions for Foreigners When Buying Rural Properties
By José C. SantiagoBrazil: Having a Child Abroad for US Citizens
By José C. SantiagoCareful When Buying Pre-Construction Properties in Brazil!
By José C. SantiagoUnderstanding Brazil: Sending Money Home from a Real Estate Deal
By José C. SantiagoHow to Hire a Lawyer in Brazil Part 1
By José C. SantiagoHow to Hire a Lawyer in Brazil Part 2
By José C. SantiagoHow to Hire a Lawyer in Brazil Part 3
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“”Looking For Great Music Sounds”"
“Click Onto Pirate Jack”
“A New Window Will Open”
“Just Minimize While You Keep Looking”
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| Changes to Investment Visa Law |
 By Jose SantiagoFebruary 24, 2009 The Law Number 60/2004 of the National Immigration Council which garanteed foreign individuals the right to legal residency throughout an investment of at least USD$50,000.00 was revoked. The new law is the Law Number 84 published on February 13, 2009 which brings many changes to the investment visa requirements, here are the most relevant:(i) the amount of investment has changed to R$150,000.00 (Brazilian Reais); (ii) the Immigration Council have emphasies that the application bears in mind the social effects and creation of jobs, therefore a business plan will have to be provided by the applicant. (iii) if the investment is less than R$150,000.00 the Council will at their discretion analyze the application and decide whether to grant a visa, based upon the creation of jobs, amount of investment, region of investment, etc. (iv) at the discretion of the Council, the Ministry of Labor may be sent to the corporation receiving the investment to verify the existence of such corporation and the facts described in the business plan. (vi) the visa will be valid for a 3 year period. (vii) to renew the visa it will be necessary to demonstrate that the corporation is in good standing, jobs were created, etc. Should you need additional information related to this matter, please feel free to contact me. Jose C. Santiago DISCLOSURE: All information herein given is merely for elucidative purposes. It reflects current Legislation, which can be modified in the future. In case of questions regarding a particular case/issue, always consult with your own attorney. |
“For Many Questions Answered Quickly”
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Bob Ritchie bob_usa_brazil user name Skype
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Hiatus
More About Me
CLICK HERE: American Guy Living In Brazil On MySpace.Com
More About Me
Click Onto SunSet Picture To Save And Send AS A GREETING CARD
More About Me
Click Onto Welcome to the Faith Thoughts Daily Devotional
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“”Looking For Great Music Sounds”"
“Click Onto Pirate Jack”
“A New Window Will Open”
“Just Minimize While You Keep Looking”
………………………………………………………………..
| How Foreign Individuals Can Invest in the Brazilian Stock Market |
 By Jose SantiagoFebruary 9, 2009The Brazilian Stock Market was created in 1968 and last year completed 40 years with an incredible yield and increase in value: 3,756.63% (indexed by the IGP-DI). In 2007 alone its index, known as IBOVESPA, increased 43.6% – source: O Globo. Even with the international crisis caused by the American Real Estate market, the Brazilian Stock Market is one the best performers in the world currently.
Massive foreign investment in the Brazilian stock market is notorious, especially foreign owned funds, corporations, and trusts from all over the world, mostly from the United States and Europe. According to an article published at UOL – ECONOMIA
, from January of 2005 to June of 2008 the IBOVESPA index volatility was 72% due to the movement of foreign assets coming in and out of the Brazilian Stock Market, which demonstrate the volume of transactions by foreigners only.
Most recently the entrance of many foreign individuals has been seen, small investors, mostly also from the United States and Europe. However, in order for a foreign individual to invest they must comply with a few requirements which are:
Jose C. Santiago
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“For Many Questions Answered Quickly”
Click On Me Running To Talk Live Or Skype
Bob Ritchie bob_usa_brazil user name Skype
Click On Me On Computer To Chat Live
Hiatus
More About Me
CLICK HERE: American Guy Living In Brazil On MySpace.Com
More About Me
Click Onto SunSet Picture To Save And Send AS A GREETING CARD
More About Me
Click Onto Welcome to the Faith Thoughts Daily Devotional
Email:
“Looking For Great Music Sounds”
“Click Onto Pirate Jack”
“A New Window Will Open”
“Just Minimize While You Keep Looking”
………………………………………………………………..
| Non-Resident Bank Accounts for Foreigners in Brazil |
 By Jose SantiagoJanuary 25, 2009Banks in Brazil do not open regular bank accounts to foreign individuals who do not have legal and permanent residency in Brazil, which is always verified by whether the foreigner has a RNE card.For this case and a few others there are the non-resident bank accounts, however they are not common in Brazil for foreign individuals. Despite the fact that they prescribed by the current legislation and are fundamental in many circumstances, almost all financial institutions in Brazil do not offer such accounts due to the excessive compliance requirements and excessive governmental scrutiny. These accounts are necessary for a variety of situations ranging for people who simply want to invest their money via a bank account in Brazil to large international corporations that sends and receives numerous international wire transfers on a monthly basis. For example, they are fundamental for foreign individuals who do not have an RNE and thus do not have a bank account in Brazil, but need to sell real estate property in Brazil and get the funds. They are also a great tool for those individuals planning to invest in the financial market in Brazil. Nonetheless, such accounts and their necessity have become more popular in Brazil and now more financial institutions are opening non-resident accounts. Most financial institutions charge heavy monthly fees and requires large amounts of funding, but there is a new bank based in Sao Paulo that requires an investment of R$50,000.00 (fifty thousand Reais) for a 6 (six) months period only. Should you need additional information in this matter, feel free to contact my office. Jose C. Santiago
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“For Many Questions Answered Quickly”
Click On Me Running To Talk Live Or Skype
Bob Ritchie bob_usa_brazil user name Skype
Click On Me On Computer To Chat Live
Hiatus
More About Me
CLICK HERE: American Guy Living In Brazil On MySpace.Com
More About Me
Click Onto SunSet Picture To Save And Send AS A GREETING CARD
More About Me
Click Onto Welcome to the Faith Thoughts Daily Devotional
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“Looking For Great Music Sounds”
“Click Onto Pirate Jack”
“A New Window Will Open”
“Just Minimize While You Keep Looking”
………………………………………………………………..
| Brazil: General Guidelines for Foreigners who Intend to Open a Brazilian Corporation |
| By Jose Santiago March 11, 2008 This article covers some of the general issues and requirements encountered in opening a Brazilian corporation. Documents and Information on the partners/owners of company/corporation If a foreign corporation will be the shareholder/owner, you will need copies of the following documents, all notarized, legalized and sworn translated: - Articles of incorporation and Bylaws of the corporation domiciled abroad. Which they must indicate the person that is empowered to legally represent the company. In the case of a foreign individual as the company‘s shareholder/owner, the following documents will be needed: - Copy of passport (copy notarized and legalized); Documents and Information on the Administrator / Registered Agent Based on my past experiences in Sao Paulo, if everything works out fine with the local authorities, I estimate the time that takes to open a corporation in 30 regular days. Important Notes Jose C. Santiago DISCLOSURE: All information herein given is merely for elucidative purposes. It reflects current Legislation, which can be modified in the future. In case of questions regarding a particular case/issue, always consult with your own attorney. |
8 Reasons to Invest in Brazil's Real Estate
By Jose Santiago
Brazil has become one of the most desired countries for foreigners looking to acquire a second home, to live or retire, and also for people just looking to investing in real estate. There are many reasons as to why Brazil is one of the best emerging countries to invest in real estate now, here they are:
1. Natural beauty and weather: Brazil is internationally known for its natural beauty, beaches, nice weather, carnival, music and culture.
2. Solid and secure ownership: Brazil is one of the few countries that allows foreigners to own the free hold or fee simple ownership of its real estate.
3. Underdeveloped real estate market: Due to continuous years of recession and lack of purchase power during the 80s and 90s.
4. Buyers market: The quantity of real estate for sale far supersedes the amount of existing prospective buyers.
5. Inflation under control: the government has kept inflation controlled for decades now.
6. Housing Deficit and Population Growth: Brazil has a 7.2 million unit housing deficit. Moreover, every year the demand is increased by an estimated figure of around 900 thousand homes, nationwide; and on the other hand, only 270 thousand homes were built in 2005, for example.
7. Lower interest rates: Interest rates continue to drop gradually. Several economists believe that by late 2007, Brazil should have become an investment magnet country. They believe that the steady fiscal reforms and economic stability should allow Brazilian interest rates to drop even more significantly, which can already be confirmed. Source: Secretaria da Fazenda do Governo do Brazil (http://www.receita.fazenda.gov.br/Pagamentos/jrselic.htm). It would first change the shift from banking and stocks investments and create a boom in the mortgage lending industry which is almost non-existent now. With more money towards this area of investment, gain in value is undeniable.
8. Compulsory Investment in Housing: Brazil's current main sources of mortgage funding include FGTS (Government fund that manages payroll taxes) and saving accounts. There is a mandatory allocation of part of each of these funds in the housing sector by the government and by the private banks. Plus, the analysts expect that commercial banking mortgages are forecasted to increase between 30 to 40% in 2006.
In conclusion, all indicators show a huge potential and growth for this sector in Brazil and if you are an investor or just someone looking for a second home now, Brazil is the place to look for it..
Jose C. Santiago
Multinvest / Elite International
Licensed Attorney – Brazil
Licensed Real Estate Agent – USA – São Paulo, Brazil. Should you have any questions, related to this matter or any other legal questions, please feel free to contact me.
"For Many Questions Answered Quickly"
Click On Me Running To Talk Live Or Skype
Bob Ritchie bob_usa_brazil user name Skype
Click On Me On Computer To Chat Live
Hiatus
More About Me
CLICK HERE: American Guy Living In Brazil On MySpace.Com
More About Me
Click Onto SunSet Picture To Save And Send AS A GREETING CARD
More About Me
Click Onto Welcome to the Faith Thoughts Daily Devotional
Email:
""Looking For Great Music Sounds""
"Click Onto Pirate Jack"
"A New Window Will Open"
"Just Minimize While You Keep Looking"
………………………………………………………………..
